Comprehensive Financial Planning & Advisory Services

Client specific recommendations regarding:

  • Tax and Retirement Planning Strategies
  • Social Security Maximization Strategies
  • Investments and Portfolio Income Planning
  • Insurance Needs Analysis
  • Educational Funding
  • Employee Benefits Analysis
  • Estate Planning
  • Cash Flow Analysis
  • Financing Options
  • Charitable Donations
  • Unlimited Consultations for Planning Clients

Investment Services:

  • The NextPhaseTM Retirement Income Distribution Solution
  • Fee-only Investment Management Alternatives
  • LFA Portfolios - Risk-Managed Portfolios Exclusively for LFA Clients 
  • Mutual Funds, Stocks, Bonds, Exchange Traded Mutual Funds (ETF’s & ETN's)
  • Income Tax Credit Programs
  • Fixed, Variable and Equity-Indexed Annuities
  • Real Estate Investment Trusts (REIT’s)

Comprehensive Family Resource Planning:

  • Financial Education
  • Family Governance
  • Wealth Transfer
  • Estate Asset Management
  • Care Giving and Supportive Strategies
  • Advisor Directed Trust Services - Premier Trust

Insurance Services:

  • Long Term Care Insurance
  • Disability Income Protection
  • Life Insurance (Term, Universal, Variable & Whole Life)
  • Business Owner Buy-Out Insurance for Death & Disability
  • Business Overhead Expense Insurance

Corporate Services:

  • 401(k) Plan Consultation, Implementation, & Servicing
  • Small Business Retirement Plans:  SEP-IRA, SIMPLE IRA, Solo 401(k)
  • Financial Planning Services for Key Employees
  • Employer-Sponsored 529 Plan Consultation, Implementation & Servicing
    Uno Nieeban meeting with clients Jeff & Suzie Gardiner