50 Things
50 Things LoNano Financial Advisors Does for You
Financial Planning
- Considers areas of your financial life you may not have explored
- Helps you set goals and work towards achieving them
- Prioritizes your financial opportunities
- Suggests creative alternatives for income that include ways to claim Social Security
- Reviews and recommends insurance options for family and property protection
- Assists you with company benefit options
- Suggests alternatives to increase income during retirement
- Seeks to bullet-proof you from life’s unexpected
- Refers you to lending establishments for loans
- Thoroughly explains complex financial concepts
Investments
- Monitors your investments
- Suggests strategies for managing risk
- Provides unbiased investment research
- Provides a personal investment plan
- Determines your appropriate risk
- Helps consolidate and simplify your investments
- Stays up-to-date in the investment world
- Helps you determine your Required Minimum Distribution and its withdrawal options
- Helps manage your investments for lifetime income
- Helps you understand your investments
Person-To-Person
- Monitors changes in your life and family situation
- Serves as a human glossary of financial terms
- Identifies your financial shortfalls
- Is a sounding board for ideas you are considering
- Shows you how to access account information electronically
- Is honest with you
- Guides you through challenging times
- Prepares you for late-in-life challenges
- Shares others’ experiences, their circumstances, and how those outcomes might assist you
- Listens to your concerns
Taxes
- Maintains cost basis information on investments
- Helps you to reduce/minimize taxes
- Suggests alternatives to lowering taxes before and through retirement
- Refers you to tax professionals who assist in your financial goals
- Reviews your tax returns, identifying possible future savings
- Stays up-to-date with tax law changes
- Repositions investments to maximize tax provisions
- Determines Roth conversion opportunities
- Tax-loss harvesting opportunities
- Helps you plan for which assets to use for income each year
Fulfillment
- Helps you maximize your legacy
- Helps increase your self-awareness of how emotions can influence decisions and actions
- Keeps you on track
- Helps you see the “bigger picture”
- Facilitates family conversations and wealth continuity
- Aligns your values with your financial decisions
- Helps you define your dreams
- Helps you create a purpose with your wealth
- Promotes financial responsibility
- Gives you confidence in your investments